With all noses to the grindstone and the festive season firmly behind us, this is an opportune time to plan your financial blueprint for the year ahead. As with most things, your finances need constant maintenance. We’ve compiled a financial year plan to help you keep track of what you need to do this year.…
If you’re suffering the effects of a holiday spending spree, we have a five-point plan to get you back on track. Neesa Moodley-Isaacs walks you through your January financial hangover recovery plan. 1. Budget: write down an accurate and honest list of your expenses and income. Use your recent bank statements, invoices and receipts as…
There are several savings vehicles you can use to invest for your child’s education. You can use a general savings vehicle such as a unit trust. Or you can look for a savings vehicle specifically designed for education savings. Make sure you find out upfront exactly what fees and commissions you are liable for and…
Kit your kids out for school on a budget by using these tips: Uniforms: Embrace second hand: Some people feel there is a stigma to buying uniforms from the second hand store but when it comes to items like blazers, children grow so quickly that it makes little financial sense to buy a new one…
If you are able to afford school fees, the responsible thing to do is to make sure you pay them. The state allowance for exemption from school fees should not be abused. Bear in mind that if you do this, your child’s school and ultimately, your child, will be the poorer. The law says you…
School fees are an unavoidable expense that all parents dread but have to face regardless. So, how do you make sure that you meet the required costs for your child’s education without breaking the bank? Miriam Isaacs of Durban is a widowed, unemployed mother of two boys in grade one and grade three this year.…
