Monthly Archives: June 2014

Share trading via your bank

Share trading used to be the playground of the rich, inaccessible to the ordinary man but today you can invest in shares through your bank in a simple transaction. We looked at what the four big banks offer you by way of share trading. First National Bank seems to be ahead of the pack in…

How your marital contract affects you

Getting engaged is a momentous occasion and brings with it the excitement of planning your wedding. However, before you make that commitment, there are a few “ifs and buts” you need to consider, such as your marital contract and how it affects you in future. There are three different marital contracts: in community of property,…

Your personal loan checklist

We’re at the beginning of a rising interest rate cycle, so you could be forgiven if you are feeling a little cash-strapped. Or maybe you can’t wait six months to pave your driveway and the idea of a personal loan is becoming increasingly tempting? Stop. Before you race off to the nearest bank or micro…

What is a financial needs analysis?

A financial needs analysis is carried out by a qualified financial planner to ascertain the current state of your finances and your financial needs. It is not an invasion of your privacy but ensures that you are not sold any particular financial product without an overall assessment of your finances. For example, 20 years ago,…

Put the brakes on petrol costs:

With the price of fuel rising at an alarming rate, the AA has the following tips to keep your fuel consumption and consequently your petrol costs down as far as possible: Check your tyre pressure. Underinflated tyres increase the rolling distance between the tyres and the road. To overcome the extra drag, the car engine…