Share trading used to be the playground of the rich, inaccessible to the ordinary man but today you can invest in shares through your bank in a simple transaction. We looked at what the four big banks offer you by way of share trading. First National Bank seems to be ahead of the pack in…
So, you have decided you want to invest on the JSE, you have appointed a stockbroker to manage your trading – how do you decide which shares to buy and when to sell? If like most people, you are serious about your money, this is what you need to consider when you are trying to…
The JSE is the South African stock market where all listed shares are bought and sold. Investing on the JSE is a great way to grow your money. Here’s how you can get started: Where to start? An easy way to invest directly on the JSE without all the administrative hassle is to use an…
Getting engaged is a momentous occasion and brings with it the excitement of planning your wedding. However, before you make that commitment, there are a few “ifs and buts” you need to consider, such as your marital contract and how it affects you in future. There are three different marital contracts: in community of property,…
When you were young your parents worked hard to save for your tertiary education. Times have changed and these days you need to save for every day of your child’s schooling – and that includes primary, secondary and tertiary level! Sit down and pull out a notebook for a lesson on how to save the…
We’re at the beginning of a rising interest rate cycle, so you could be forgiven if you are feeling a little cash-strapped. Or maybe you can’t wait six months to pave your driveway and the idea of a personal loan is becoming increasingly tempting? Stop. Before you race off to the nearest bank or micro…
When Chantal Ogle returned to work after the December holiday and was told that the IT company she works for was no longer considered part of the holding company’s “core business”, she was taken by surprise. However, she soon realised that she would be able to use this opportunity to set herself up as an…
The sad truth is that a rising mortality rate among breadwinners combined with the high cost of funerals and low funeral policy premiums has led to an increased uptake of funeral insurance products. But wait. You need to be aware of what you are buying and ensure that the product you pay for is legit. So,…
A financial needs analysis is carried out by a qualified financial planner to ascertain the current state of your finances and your financial needs. It is not an invasion of your privacy but ensures that you are not sold any particular financial product without an overall assessment of your finances. For example, 20 years ago,…
With the price of fuel rising at an alarming rate, the AA has the following tips to keep your fuel consumption and consequently your petrol costs down as far as possible: Check your tyre pressure. Underinflated tyres increase the rolling distance between the tyres and the road. To overcome the extra drag, the car engine…
