People have repeatedly asked me why I chose to write about personal finance. This is often accompanied by rolling eyes and “it’s so boring”. It might be a tedious topic but the decisions you make about money and how you choose to handle your finances will affect every aspect of your life. My response is “how can you not be more interested about learning to make the right financial choices and how your money can work for you rather than the other way around?”
Over the years, I have come across so many different readers from all walks of life and earning different levels of income. It doesn’t matter whether you earn R40 000 a month or R5 000 a month. Everyone has the same questions about how to manage their money best, so that they can live the life they want to live. One of the more scary statistics for me personally, is the fact that financial problems are cited as the second highest reason for suicide. So, I write about personal finance in the hope that what I write will make a difference to someone else’s life. So that financial problems don’t ever cause them to consider suicide as an option.
If you take anything away from my website, I hope this is it – there is always an answer and it’s never too late to start saving, to start investing, to pay off debt – to make the right financial choices for you.
Neesa Moodley has been a financial journalist for more than 10 years, of which the majority was spent writing about personal finance issues. She is deeply passionate about empowering people to manage their money so that they maximise the opportunities available to them. Publications she has written for include Business Report, Personal Finance, RISKSA, Imaginaria magazine, City Press and Finweek. She was editor of InvestSA magazine for one year before choosing to leave to pursue other opportunities. Neesa also writes for corporate clients occasionally. In her spare time, she is an avid reader and treasures time with her family and friends.