Financial planning

How your marital contract affects you

Getting engaged is a momentous occasion and brings with it the excitement of planning your wedding. However, before you make that commitment, there are a few “ifs and buts” you need to consider, such as your marital contract and how it affects you in future. There are three different marital contracts: in community of property,…

What is a financial needs analysis?

A financial needs analysis is carried out by a qualified financial planner to ascertain the current state of your finances and your financial needs. It is not an invasion of your privacy but ensures that you are not sold any particular financial product without an overall assessment of your finances. For example, 20 years ago,…