Saving/investing

Share trading via your bank

Share trading used to be the playground of the rich, inaccessible to the ordinary man but today you can invest in shares through your bank in a simple transaction. We looked at what the four big banks offer you by way of share trading. First National Bank seems to be ahead of the pack in…

What is a financial needs analysis?

A financial needs analysis is carried out by a qualified financial planner to ascertain the current state of your finances and your financial needs. It is not an invasion of your privacy but ensures that you are not sold any particular financial product without an overall assessment of your finances. For example, 20 years ago,…