Tag Archive for budget

Consumers under pressure

Although budgets continue to be tight for South Africans, the majority of consumers appear to be attempting to take their debt in hand, with a slight improvement in credit health. According to the latest TransUnion SA Consumer Credit Index (CCI) for the third quarter of this year, the repayment behavior of consumers improved to some…

What is a financial needs analysis?

A financial needs analysis is carried out by a qualified financial planner to ascertain the current state of your finances and your financial needs. It is not an invasion of your privacy but ensures that you are not sold any particular financial product without an overall assessment of your finances. For example, 20 years ago,…